{"id":34079,"date":"2020-04-17T13:58:00","date_gmt":"2020-04-17T11:58:00","guid":{"rendered":"https:\/\/djindjickrediti.ch\/les-avantages-du-rachat-de-credit\/"},"modified":"2026-11-03T15:02:00","modified_gmt":"2026-11-03T14:02:00","slug":"les-avantages-du-rachat-de-credit","status":"publish","type":"post","link":"https:\/\/djindjickrediti.ch\/fr\/les-avantages-du-rachat-de-credit\/","title":{"rendered":"Les avantages du rachat de cr\u00e9dit"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"34079\" class=\"elementor elementor-34079 elementor-881\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1b35933 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1b35933\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-71bf500\" data-id=\"71bf500\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d14f717 elementor-widget elementor-widget-spacer\" data-id=\"d14f717\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8c7c868 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8c7c868\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-746b955\" data-id=\"746b955\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53e16c7 acenter elementor-widget elementor-widget-wgl-double-headings\" data-id=\"53e16c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wgl-double-headings.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wgl-double_heading\"><div class=\"dbl__subtitle\"><span>Plus d\u2019informations<\/span><\/div><h3 class=\"dbl__title-wrapper\"><span class=\"dbl__title\">Rachat de cr\u00e9dit<\/span><\/h3><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-071c007 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"071c007\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-18173e3\" data-id=\"18173e3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09b562b elementor-widget elementor-widget-heading\" data-id=\"09b562b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quand le rachat de cr\u00e9dit est-il une bonne d\u00e9cision financi\u00e8re ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-141773d elementor-widget elementor-widget-text-editor\" data-id=\"141773d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span>Vous avez pris plusieurs cr\u00e9dits, leasings, cartes de cr\u00e9dit et cartes de paiement, et vos mensualit\u00e9s sont devenues une lourde charge pour votre budget, mais aussi pour le suivi et le contr\u00f4le de vos d\u00e9penses.<\/span><\/p>\n<p><span>Pour optimiser vos co\u00fbts totaux, une bonne solution est le regroupement de cr\u00e9dits, qui consiste \u00e0 racheter toutes vos obligations (cr\u00e9dits, cartes, leasings) aupr\u00e8s des diff\u00e9rentes banques afin de les r\u00e9unir en une seule mensualit\u00e9. <\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ab566d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ab566d9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-445152b\" data-id=\"445152b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7db3cb2 elementor-widget elementor-widget-heading\" data-id=\"7db3cb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Les avantages du rachat de cr\u00e9dit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccd9dde elementor-widget elementor-widget-text-editor\" data-id=\"ccd9dde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span>Rembourser un seul cr\u00e9dit pr\u00e9sente de nombreux avantages par rapport au paiement de plusieurs cr\u00e9dits, cartes de cr\u00e9dit et leasings s\u00e9par\u00e9s. Les principaux avantages sont que le rachat permet d\u2019adapter la mensualit\u00e9 et de trouver un \u00e9quilibre dans votre budget mensuel personnel.<\/span><br><br>Vous obtenez aussi un taux d\u2019int\u00e9r\u00eat plus bas, une mensualit\u00e9 plus basse et la possibilit\u00e9 de rembourser vos anciens cr\u00e9dits, d\u00e9sormais regroup\u00e9s, sur une p\u00e9riode plus longue. Si vous \u00eates client de la soci\u00e9t\u00e9 <em>Djindjic Krediti,<\/em> la dur\u00e9e de remboursement peut \u00eatre prolong\u00e9e jusqu\u2019\u00e0 120 mois, et les taux d\u2019int\u00e9r\u00eat commencent \u00e0 5,9 %. De plus, vous n\u2019aurez pas de frais de traitement aupr\u00e8s des banques.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d285db elementor-widget elementor-widget-button\" data-id=\"7d285db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/djindjickrediti.ch\/fr\/rachat-de-credit\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demander un rachat de cr\u00e9dit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e36ce73 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e36ce73\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-489926e\" data-id=\"489926e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7785e9b elementor-widget elementor-widget-heading\" data-id=\"7785e9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment adapter la mensualit\u00e9 \u00e0 votre nouvelle situation financi\u00e8re ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40a0bcf elementor-widget elementor-widget-text-editor\" data-id=\"40a0bcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span>Vos anciens cr\u00e9dits ne s\u2019adaptent pas automatiquement au nouveau march\u00e9 ; les taux baissent chaque ann\u00e9e depuis 2016. De plus, pendant la dur\u00e9e du cr\u00e9dit, votre situation peut changer \u00e0 la suite d\u2019un changement d\u2019emploi, de situation familiale, etc.<\/span><br><br><span>C\u2019est pourquoi il est important de v\u00e9rifier si votre cr\u00e9dit actuel peut \u00eatre refinanc\u00e9 \u00e0 de meilleures conditions.<\/span><br><br>&nbsp;\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-769f38d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"769f38d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d56f7be\" data-id=\"d56f7be\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b96f363 elementor-widget elementor-widget-heading\" data-id=\"b96f363\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nos experts vous soutiennent et vous guident tout au long du rachat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-893cebc elementor-widget elementor-widget-text-editor\" data-id=\"893cebc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span>Gr\u00e2ce \u00e0 la collaboration avec Djindjic Krediti, vous b\u00e9n\u00e9ficiez de nos experts financiers, \u00e0 votre service sans aucuns frais. <\/span><\/p>\n<p><strong>Tout est pens\u00e9 et adapt\u00e9 pour vous, c\u2019est pourquoi nous vous garantissons :<\/strong><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be82d9b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"be82d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b> Simplicit\u00e9 ! <\/b> La demande se remplit en 3 minutes environ<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b> Rapidit\u00e9 ! <\/b>Nous r\u00e9pondons \u00e0 votre demande dans les 6 heures<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b> Flexibilit\u00e9 !<\/b> Des mensualit\u00e9s adapt\u00e9es \u00e0 votre situation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45d1861 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45d1861\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5f67012\" data-id=\"5f67012\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-010b43f elementor-widget elementor-widget-text-editor\" data-id=\"010b43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><em>Djindjic Krediti<\/em><\/strong><span> vous propose une analyse de votre situation bancaire et financi\u00e8re 100 % gratuite, confidentielle et sans engagement.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3158917 elementor-widget elementor-widget-button\" data-id=\"3158917\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/djindjickrediti.ch\/fr\/rachat-de-credit\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demander un rachat de cr\u00e9dit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Qu\u2019il s\u2019agisse de cr\u00e9dits, de cartes de cr\u00e9dit ou de leasings aupr\u00e8s de diff\u00e9rents \u00e9tablissements, vous pouvez nous contacter pour les regrouper gratuitement et facilement et profiter du taux d\u2019int\u00e9r\u00eat le plus bas.<\/p>\n","protected":false},"author":1,"featured_media":33721,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[77],"tags":[],"class_list":["post-34079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rachat-de-credit"],"_links":{"self":[{"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/posts\/34079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/comments?post=34079"}],"version-history":[{"count":1,"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/posts\/34079\/revisions"}],"predecessor-version":[{"id":34080,"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/posts\/34079\/revisions\/34080"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/media\/33721"}],"wp:attachment":[{"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/media?parent=34079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/categories?post=34079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/djindjickrediti.ch\/fr\/wp-json\/wp\/v2\/tags?post=34079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}